The cheapest category for car insurance generally depends on several factors such as the type of coverage, the car's make and model, the driver's age, driving history, location, and more. However, the most affordable category of car insurance is typically liability insurance.
There are different types of coverage, and liability insurance tends to be the cheapest because it only covers damages to other people or their property if you’re at fault in an accident. It does not cover repairs to your own vehicle or medical bills for your injuries.
Other types of coverage, such as comprehensive or collision insurance, are more expensive because they provide broader protection, including damage to your own car. Adding extras like roadside assistance or rental car coverage will also increase the premium.
In summary, if you're looking for the cheapest car insurance, liability-only coverage will generally be the most affordable option.
